Andorra

Employment termination

Working in Andorra comes with good news for your wallet. Here’s how taxes look from the employee side:

• Personal Income Tax: Max 10% (many pay less)
• Social Security Contributions (CASS): Employee pays 6.5% and employer pays 15.5%
• No wealth tax, no inheritance tax, no capital gains tax (for individuals)

Leave policy

• Paid vacation: Minimum 30 calendar days per year
• 13 public holidays
• Sick leave: Covered by social security; compensation depends on how long you're off
• Maternity leave: 16 weeks, paid (100%)
• Paternity leave: 2 weeks, paid
• Parental leave: Unpaid, but legally protected

Employment termination

Ending a job? Here’s how it works:

• Either party can terminate with notice (depends on time worked, usually one week - 30 days)
• Severance applies based on how long you've worked:
  1 year = 1.5 months’ salary
  More years = more compensation
• Employers need a valid reason (economic, performance-related, etc.)

Hiring and contracts

• Most employment starts with a written contract.
• Contracts can be: indefinite, fixed-term, seasonal, or project-based
• Probation period: Max 3 months
• Contracts must include salary, schedule, job duties, and leave rights.

Payroll and salary payments

• National Minimum Wage: €1,286.13/month (as of 2024)
• Wages must be paid monthly
• Payslips are required by law
• Overtime? Paid extra (and tracked)

Benefits

Mandatory:

• Health insurance
• Disability and retirement coverage
• Unemployment benefits
• Paid maternity/paternity leave

Optional:

• Meal vouchers
• Housing or relocation assistance
• Private pension plans
• Gym or wellness memberships

Monthly living cost (Andorra la Vella Edition)

Approximate costs for one person:

• Rent (1-bed apartment): €750–€1,200
• Utilities & Internet: €100–€150
• Groceries: €300–€450
• Public transport pass: €30
• Dining out (mid-range): €15–€25 per meal

How to get a local ID number (NIA)

All residents and employees need a National Identification Number (NIA).

For employees:

• Usually handled by your employer when registering you with Social Security
• Issued during residence/work permit process

For remote workers or freelancers:

• You’ll need to apply for residence and prove income, housing, and health insurance

Social security registration

Your employer registers you with CASS (Caixa Andorrana de Seguretat Social).

You get access to:

• Public healthcare
• Sick pay
• Pension contributions
• Family benefits

Banking

Open a bank account to receive your salary and pay rent.

Popular banks include:

• MoraBanc
• Andbank
• Credit Andorrà
• Vall Banc

You’ll need ID, proof of residence, and an employment contract or self-employment papers.

Housing and rental process

Finding a place to live is easy, especially in Andorra la Vella or Escaldes.

Rental process:

• Most landlords ask for 1–2 months' deposit
• Contracts are usually 1-year renewable
• Real estate agents are common but optional

Tenant rights:

• You’re protected from unfair eviction
• Repairs are usually the landlord’s responsibility

Healthcare system

Andorra’s public healthcare system is high-quality and affordable.

• Covered by CASS
• Co-pay system: 75 - 100% of medical costs are reimbursed
• You’re free to use both public and private providers

Driving and public transport

• You can drive with a foreign license short-term; exchange required after 6 - 12 months
• Roads are well-maintained, but winters need snow tires
• Public transport is affordable and efficient (bus routes connect most towns)
• Cycling and walking? Totally doable in smaller towns.

Emergency and important contacts

• Police: 110
• Ambulance / Medical emergency: 116
• Fire department: 118
• General emergency line: 112
• CASS (Social security): +376 870 870
• Immigration office: +376 875 600

Work permit and visa requirements

For EU/EEA citizens:

• You don't need visa, but you still need a work permit
• Apply through your employer
• Must prove income and housing

For non-EU citizens:

• Permit + residence application required
• Usually tied to a specific job/employer

Business culture and work norms

• People are polite, punctual, and formal in business settings
• Catalan is the official language, but most speak Spanish and/or French
• Business attire is conservative but not rigid
• Networking happens slowly, trust is built over time